After COVID, housing prices have surged. According to this article on Realtor.com, housing prices are shown for each state, and how much you need to make. I immediately looked up these states:
- Utah. Holy cow! My home state, suddenly one of the most expensive states! Are my kids ever going to be able to afford a house? Will my kids be able to stay in Utah?
- California. OK, something’s wrong here. I’ve lived in California, and there’s something going on here.
- Georgia, Florida. This is my mom’s roots. Housing is considerably more affordable here than back home!
- Montana? Uhhmmm, I’ve driven through Montana. It does have a big sky! And no, this can’t be accurate.
- Hawaii. Makes sense, maybe even more expensive?

Homes in Order takeaway: You’re gonna need some money. How do you get more money? Spend less, earn more. Mortgage math is the same, whether in Hawaii, West Virginia, or Utah. 1 still = 5! And 2 still = $1,000.