Homeowner Essentials: Thrift, Industry, Prudence

Small savings don’t just add up. They multiply up!

Math tables

I was talking with a mortgage lender today, Brad Bailey from First Colony Mortgage.  I showed him how my formulas work: $1=$5, and $2=$1,000.  If the typical homeowner were to pay just $1 extra towards their mortgage, they would save $5.  If they were to pay just $2 per month extra, they would save $1,000.  If they prepay just a little more, they'd … [Continue reading]

33 Activities Under $10 That Will Keep Your Kids Busy

Keeping kids entertained during summer can be a challenge.  But what if you could not only keep your kids entertained, but also educate them? Here are some great ideas from Buzzfeed about how to keep your kids busy while learning cool stuff at the same … [Continue reading]

Personal healthcare dilemma: Buy insurance, or buy a boat?


I just ran across this ad that made me laugh.  But before we get to the ad, let's talk bills.  Medical bills are a hard reality for many.  According to a government study cited in this Bloomberg article, 1 in 4 families struggle to pay medical bills, and 1 in 10 can't pay them at all.  With Obamacare just around the corner, my monthly premiums will rise significantly.  I hope I can continue paying my bills.... I admit -- I was browsing the … [Continue reading]

Foreclosure: What is the secret?


Everybody wants a deal, and a lot of people ask about foreclosures.  There are a lot of foreclosures out there, but they're often more work that you'd believe.  The other day, I was with a client viewing homes when we found this DISASTER.  It was a foreclosure, and apparently the previous owners didn't understand the value of taking care of their home, or they were ticked off at the bank for foreclosing on them. As you can see from the … [Continue reading]

Poor Jeremy’s Tribute to Poor Richard, & Mr.s Franklin, Pelton, and Barnham

Poor Jeremy Bill

I've never met Poor Richard from Poor Richard's Almanac, but I feel somehow like I know him.  Like we're kindred spirits.  I've been through the tough times, having sleepless nights worrying about where the next deal will come. But I also feel like I know Poor Richard because Poor Richard knows a thing or two about what he's talking about.  In coming up with an image for my book, I've wanted it to reflect the contents and message of the book. … [Continue reading]

Homes in Order the Video

Intro Video Screen Shot

http://youtu.be/Cw1DHjLKzWs http://youtu.be/Cw1DHjLKzWs Homes in Order In Just 30 Seconds If you had just 30 seconds to get your point across to the world, what would you say?  Homes in Order is about saving money, and saving a lot of money.  But it is also simple.  If the typical homeowner were to prepay just $1 towards their mortgage, they'd save $5. So, that's the 30 second message.  Pay off your mortgage.  Get out of debt.  Sacrifice … [Continue reading]